Monday, February 13, 2012

Why Virgin Credit Cards are Simply the Best in the Market


The issue of virgin credit card should never be debated. Since its launch in 2002 in Europe, it has strived to be the most widely distributed credit card making its presence know even in South Africa and Australia. As of now, it’s widely accepted in millions of shops, petrol stations and restaurants. Virgin credit card is partly credited on the lack of annual charges on the card as opposed to some of the credit card brands in the market. Owning it is a pleasure more than a liability. The card also has 24/7 customer support making giving you extra reassurance. If you wish to repair your credit, virgin credit card will can also provide a prepay card for you.
Being new in the European market, its presence was widely felt by many as people were greatly thrilled by its simple terms and conditions of use. Its uniqueness is unmatched to other credit cards especially when it comes to balance transfer charges and charging of interest rates. You can easily change from other brands and join virgin credit card and continue enjoying zero interest rates for a period of up to a year. Consequent interest charges from that period are lower than most in the market. When using virgin credit card in its widely accepted outlets, you pay very low interest rates with no interest rate accumulation for the first two months of the transaction. It’s easy to avoid paying any interest rate whatsoever by simply paying your credit balance within the first two months. Charging an interest rate of just 13% per year unlike the 16% charged by most of the brands, it’s a simple explanation of virgin credit card in the market.
With great advancement in the IT industry, everyone is going online and virgin credit card is no exception. In fact, you can apply for a virgin credit card online and enjoy other online banking services provided by the card. This card’s developers also have its customers’ best interest at heart by providing redeemable points where its customers claim rewards and gifts in exchange of points earned. This is facilitated by its rewards program known as Mates Rate Instant and prizes offered include virgin products and great discounts on purchases.
Virgin Credit Card is also extends its services by providing free accident insurance cover offered by the card. Card holders can receive of up to $100,000 insurance claim on the card. However, terms and conditions apply just like in all other great services offered by the card. Applying for a virgin credit card is easier than you may think. Apart from the great advantage it offers of online application, the card application is processed very fast and within a maximum of 10 working days you are assured of having your card. Virgin credit cards come in a range of colors such as red, black and purple. It’s upon you to choose your preference. The mere fact that virgin credit card was voted as the best credit card for the year 2008 as far as balance transfers is concerned should leave no doubt in your mind that it's definitely a card worth appreciating.

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