Why Virgin Credit Cards are Simply the Best in the Market

The issue of virgin credit card should never be debated. Since its launch in 2002 in Europe, it has strived to be the most widely distributed credit card making its presence know even in South Africa and Australia. As of now, it’s widely accepted in millions of shops, petrol stations and restaurants. Virgin credit card is partly credited on the lack of annual charges on the card as opposed to some of the credit card brands in the market. Owning it is a pleasure more than a liability. The card also has 24/7 customer support making giving you extra reassurance. If you wish to repair your credit, virgin credit card will can also provide a prepay card for you.

Being new in the European market, its presence was widely felt by many as people were greatly thrilled by its simple terms and conditions of use. Its uniqueness is unmatched to other credit cards especially when it comes to balance transfer charges and charging of interest rates. You can easily change from other brands and join virgin credit card and continue enjoying zero interest rates for a period of up to a year. Consequent interest charges from that period are lower than most in the market. When using virgin credit card in its widely accepted outlets, you pay very low interest rates with no interest rate accumulation for the first two months of the transaction. It’s easy to avoid paying any interest rate whatsoever by simply paying your credit balance within the first two months. Charging an interest rate of just 13% per year unlike the 16% charged by most of the brands, it’s a simple explanation of virgin credit card in the market.

With great advancement in the IT industry, everyone is going online and virgin credit card is no exception. In fact, you can apply for a virgin credit card online and enjoy other online banking services provided by the card. This card’s developers also have its customers’ best interest at heart by providing redeemable points where its customers claim rewards and gifts in exchange of points earned. This is facilitated by its rewards program known as Mates Rate Instant and prizes offered include virgin products and great discounts on purchases.

Virgin Credit Card is also extends its services by providing free accident insurance cover offered by the card. Card holders can receive of up to $100,000 insurance claim on the card. However, terms and conditions apply just like in all other great services offered by the card. Applying for a virgin credit card is easier than you may think. Apart from the great advantage it offers of online application, the card application is processed very fast and within a maximum of 10 working days you are assured of having your card. Virgin credit cards come in a range of colors such as red, black and purple. It’s upon you to choose your preference. The mere fact that virgin credit card was voted as the best credit card for the year 2008 as far as balance transfers is concerned should leave no doubt in your mind that it's definitely a card worth appreciating.

Getting breakdown cover

Having breakdown cover has many benefits. For instance you will get roadside assistance in the event of a breakdown. There are many things that can go wrong with your car. It is hard to plan for any of these eventualities. This is the main reason that you will find many people taking precautions through the use of joint breakdown cover. This will take care of all your needs as a group which can be the family.

There are many benefits that you will receive when if you find the best cover. Joining a major breakdown brand would hopefully give you a fast response.  Consequently, there will be an attempt to fix your car or vehicle so that it can be on the move again.  This is done through the sending of patrol to look at the car and make the attempt to fix it.

With roadside assistance you are eligible when you are more than ¼ of a mile from the home.  There is also the recovery option that you can make use of.  This is applicable only if the fixing cannot be done in time or on site.  You and your passengers will be taken to a destination that you choose.  There is also a home cover which is very important as it provides you with assistance just in case you breakdown when at home.  This is normally covered by a distance of ¼ mile.  Consequently, it is advisable that you check this with the breakdown recovery service terms and conditions.

There is also arrangement being made in case you have an onward travel. This is mostly inclusive of accommodation in hotel as well as a courtesy car.

 For those who want to join a breakdown cover provider, it is very simple. The first step is go to the providers website and click on the check boxes to make a selection of your preferred level of cover.  Once selected, you will see the price of that cover.  Family breakdown may be the best way to go for a family as it has many advantages.  There is also cover for AA as well as RAC price quotes. However, these are dependent on the level of the cover that one is seeking. 

 It is also important to consider the personal circumstances. Choose the cover for vehicle based cover or personal cover. If personal cover is selected it can be expanded to include joint or family if the all people reside in the same house.  On the other hand, vehicle based cover is only for one vehicle. The vehicle is well covered in the breakdown irrespective of the person driving it.

Choosing breakdown cover

There are many things that a person should take into consideration when choosing the best breakdown cover.  Take into consideration the number of cars that the home has. If you have many cars, then personal cover (joint or family) may be the best available solution.

On the other hand, if you only have one car, then vehicle based cover may be a more appropriate solution. With vehicle based cover that vehicle is covered irrespective of the people who are driving the cars.

If you have the best green flag breakdown, you will find that you enjoy many great benefits. It is one of the options that you can consider paying for. There are many people who are safe in the knowledge they are covered because they took their time and chose the best cover that satisfies their needs. One thing that you ought to take into consideration is the fact that it does not matter whether your cars are well serviced, there can come a time when you will need breakdown services.

When such a time comes, you will be grateful that you have the best breakdown cover for example the green flag joint cover recovery plus.  This is the kind of cover that takes care of the home cars. It basically covers two people in the same household for any vehicle. It is one of the most convenient ways of covering two people from one household.

When you have this kind of cover, you will receive peace of mind. This is because everything is well catered for. There are specialized mechanics that will use high level technology to try and start your car. On the other hand, if that is not possible, you and your family or passengers will be taken to a location of your choice or get accommodation in hotel as well as courtesy car for use meanwhile.

However, you need to have a green flag membership for you to be able to access all these great services.  Those who have this kind of cover all have the membership. Therefore, if you are interested in this kind of cover, then you should prepare yourself to get the membership.

 Getting a suitable green flag membership is very simple. Just follow all the laid down instruction online. Once complete you will be accepted and you will start to enjoy the benefits of the membership. You  need never be worrying what you would do in case you have a breakdown.

Chelsea football club credit card

If you are a huge fan of Chelsea, then it may be appropriate for you to have one of their credit cards.  It is the best way you as a fan will be able to show your support for the best and most loved football club.

If you are a NatWest student, then you can consider applying for the NatWest student credit card.  The rates are just like the Chelsea football club credit card. The only variation is that you will be paying 18.9% as APR representative.

These cards can be used in shopping. You will essentially be able to make online purchases of tickets as well as of goods. The credit card is acceptable to many outlet and almost all outlets that you will go to.  The good thing about using the credit card is that you will be contributing immensely toward the success of your favorite club.  You are also liable to get reward points when you use the credit card.

This Chelsea football credit card has many excellent features. For instance you will enjoy the best rates. The base rate is only 15.9% APR. There is also 0% for the card within the first three months of account opening. Moreover, you will also enjoy 0% on the first 12 months on any balance transfers you make in a window of 90 days. This of course will attract 3% handling fees as the only charge.

You will get the best and fastest customer support. This is particularly helpful if you make the application or inquiry, this can be done in the hours between 8 am and 8 pm.  You will receive the card between 7 and 10 working days after application if there are no delays.

Another excellent feature is that you can decide to get three other cardholders on the Account and you will not be charged a dime.  As a cardholder you will also be able to view your online details which include bill payment, balance transfers among many other things that you can do with the credit card. These are just some of the things that you will benefit from. Chelsea football credit card is certainly one of the best credit cards. If you are a Chelsea football club fan, then you have a reason to smile as you will be able to support your club in a number of ways, this is just one of the many ways.

Ensure that you are at least 18 years old when you are applying for the credit card.  You do not need any minimum income to get the credit card which is even more convenient.  As tradition and best practices dictate, it is important that you make sure that you have understood everything before making the application.  You can also check with your supplier for the terms and conditions.

Alternative breakdown cover

 There are many breakdown cover  options that you can seek for your cars. If you own a car or cars, it is always good that they have some breakdown cover. There are many choices that you can make in the bid to determine the kind of cover that will suit you best.

 In doing this you will need to know exactly what you are looking for in the first place. Breakdown Cover normally operate under certain limited distances. For instance they cover ¼ a mile from the home. This essentially means that if you have a breakdown outside that radius, then you will get the best help possible.

AA or RAC breakdown cover both have technical experts who will first of all attempt to work on your car to see if they are able to fix the problem. For instance, if it is something that they can fix, they will do it for you and you will drive back home with your car. On the other hand, if it is not possible, than you will finds that you are being referred to some kind of hotel accommodation and also being given a courtesy car for use.

AA or RAC breakdown cover is the best cover that you can choose. There are many benefits from joining of the two largest companies. If you do not cover yet, then these are some of the options that you can choose from. The AA and RAC are very affordable. For instance AA cover can start from £28 which is relatively affordable. Consider the fact that if you breakdown, you could be in a dire situation not knowing what to do on your own, having an expert to count on gives you peace of mind.

On the other hand, by simply contacting them, they will come and fix your car if it is within their terms and conditions. They will also take you to a safe location or offer accommodation such as a  hotel if your car can not be fixed.  The RAC starts from a cost of £29.50 which is considered good value considering the kind of risks that you might have been exposed to if the cover was not there.

 These are some of the factors that will help you in making the choice of the cover you are comfortable with. Getting the cover is fast and it is a very reliable cover. Basic cover, gives you cover from more than ¼ mile from the home. You can sign up for the cover if you find it ideal for you. AA or RAC breakdown cover provides you with the best cover.